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Institutional Funding
Position your business to qualify for funding from banks, lenders, and institutions.
Many small businesses never graduate beyond short-term capital or alternative lending. Institutional funding—term loans, lines of credit, SBA-backed financing, and bank partnerships—offers lower rates, longer terms, and higher credibility.
But qualification isn’t automatic. Banks and underwriters expect maturity in how a business presents, operates, and reports. This solution guides your business toward that threshold.
Common Painpoints
• No institutional lender will fund a business without clear documentation, consistent credit reporting, or structural compliance. • Many founders rely on personal credit or merchant cash advances without ever building a fundable business identity. • Presentation gaps—like missing files, tax mismatches, or improper classifications—can disqualify you before underwriting begins.
Vision For Success
You don’t just want funding—you want institutional trust. By aligning your credit profile, financial structure, and documentation with what banks expect, we make your business “lender visible.” That means:
Appearing in business credit databases. • Being categorized correctly for your industry. • Matching your financials to bankable benchmarks. • Presenting audit-ready files that inspire confidence.
The Foundation of Institutional Funding
Private Lender Matchmaking
Align with non-bank lenders suited to your financial profile.
We connect you with private capital sources who specialize in your business model, industry, and credit tier—ensuring higher alignment, faster decisions, and reduced friction in the funding process.
Fundability Score Audit
Assess your business against institutional lending criteria.
Our proprietary audit measures your business’s fundability using key credit, compliance, and financial indicators—then provides a roadmap to elevate your positioning before engaging with lenders.
Pre-Underwriting Document Readiness
Ensure financials and records meet institutional standards.
We prepare and package your documentation—financial statements, tax returns, business plans—so they’re presented in a format that meets lender and underwriter expectations, reducing friction and delays.
Non-Traditional Capital Access
Expand access through fintech, credit union, and hybrid lenders.
We guide you into funding channels outside of traditional banks, including tech-enabled lenders and non-bank institutions that often offer more flexibility in approval criteria and repayment terms.
Government Funding Eligibility
Unlock funding through SBA, USDA, and state programs.
We evaluate your eligibility for government-backed funding programs and help you build and submit a compliant application package—often unlocking capital at lower rates and with longer terms.
Want More Information?
Take positive action towards measurable results within your business.
Click below and learn the next steps for building business credit with Harvest Solutions!
